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The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t


Total Credits: 3 including 3 CE Credit

Average Rating:
   32
Categories:
Personal Lines |  Personal Lines - Advanced |  MLIS Designation Update Qualified
Speaker:
Samuel T Bennett, CIC, AFIS, CRIS, CPIA, CPRM
Course Levels:
Intermediate
Duration:
3 Hours
License:
Access for 90 day(s) after purchase.


Description

The Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk management plan for each and every personal lines client because of their liability exposures. Even if a client does not own an auto, a Personal Auto Policy should be considered. The PAP provides broad liability protection, but careful review of its Insuring Agreements, exclusions and conditions must be undertaken by the insurance professional to make certain that it is truly a ‘A Friendly Little Fella’.

SC Course number 6000177490
Type of Course: Property & Casualty

Basic Course Information

Learning Objectives
  • Eligibility concerns and important definitions in the PAP
  • Coverage construction - Part A - Liability
  • Coverage construction - Part B Medical Payments and Part C - Uninsured/Underinsured Motorists Coverages
  • Coverage construction - Part D - Coverage For Damage To Your Auto

Major Subjects
  • Importance of the PAP in managing personal risk
  • Relevance of "insured" status in the PAP coverage parts
  • Recognition of how exclusions can eliminate coverage and defense
  • Recognition of how conditions can eliminate coverage and defense

Course Materials

Speaker

Samuel T Bennett, CIC, AFIS, CRIS, CPIA, CPRM's Profile

Samuel T Bennett, CIC, AFIS, CRIS, CPIA, CPRM Related Seminars and Products


Sam Bennett is an active retail producer, presenter, and shareholder in Harrison Agency, Inc. of Columbia, MO. He began his insurance career in 1987 and has been an Independent Insurance Agent from the beginning. He has worked with individuals, families, and small businesses his entire career. In this capacity, he has worked in the personal lines, commercial lines, agribusiness and life and health marketplaces. As a result of working with many types of clients, many carriers, and many coverage needs, Sam has grown to understand and appreciate the important ways an insurance professional must work with markets and clients in today’s insurance world.

Sam obtained his Certified Insurance Counselor (CIC) designation in 1996. He has taught coursework for the National Alliance in their CISR program since 2000, has presented in their CIC program since 2004, and in 2009 became a National Faculty Member of the Society of CIC. Sam is also a speaker in IRMI’s Agribusiness and Farm Insurance Specialist (AFIS) program and is a speaker in the AIMS Society’s Certified Professional Insurance Agent (CPIA) program. He has been called upon to offer insurance education in conferences and symposiums across the country over the past twenty plus years.

As much as he enjoys speaking on insurance topics, Sam’s true passion is cooking. BBQ and soul food are his specialties. He likes nothing more than a lively pulled pork/crawfish/catfish/collard green discussion.

 


State Specific Details

Basic Course Information

Designed For Agents, customer service professionals, company personnel and claims professionals that work with personal lines clients

Promo Video

Reviews

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Overall:      4.9

Total Reviews: 32