Kids and Cars - Claims That Should Scare You
Total Credits: 3 including 3 CE Credit
- Average Rating:
- Not yet rated
- Bundle(s):
- 24 Hour Personal Lines Bundle
- Categories:
- Homeowners | Personal Lines | Professional Development
- Speaker:
- Terry L. Tadlock, CIC, CPCU, CRIS
- Course Levels:
- Intermediate
- Duration:
- 3 Hours
Description
This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of insured status, ownership and regular-use exclusions, and umbrella policy considerations to determine how coverage applies or fails to apply-in common family situations such as titled vehicles, co-signed loans, children away at college, shared housing, and non-owned vehicle use.
SC Course number 6000210677Type of Course: Property & Casualty
Basic Course Information
Learning Objectives- Understand the definition of insured and family member
- Review implications of having a vehicle titled to a young driver
- Understand residency and insured status definitions while away at college
Major Subjects
- Youth Drivers
- Coverage for personal property away from residence
Course Materials
| Please Read - VOD credit instructions and state specific required forms (156.9 KB) | Available after Purchase | ||
| 2022 DOI Statement (132.3 KB) | Available after Purchase | ||
| Kids & Cars – Claims That Should Scare You Handout (1.5 MB) | Available after Purchase | ||
| Kids and Cars Course Description and Timed Outline (28.2 KB) | Available after Purchase | ||
Speaker
Terry L. Tadlock, CIC, CPCU, CRIS Related Seminars and Products
Industry Expert Presenter
CIC, CPCU, CRIS
Terry is a 40-year veteran of the insurance industry. In an attempt to enjoy a little slower paced life, he has joined the Correll Insurance Group of agencies as the President of Coastal Plains Insurance, LLC (CPI) and South East Coastal Underwriters (SECU) in beautiful Hilton Head Island, South Carolina. Terry is part owner and responsible for the day to day operations of CPI and SECU. Prior to Terry's joining CPI he was owner and CEO of Florida Insurance Educators, Inc. which is an insurance education and consulting firm that in conjunction with Florida Insurance School worked with state and national organizations providing a variety of educational courses and consulting services. Terry continues to accept national speaking engagements and writes technical articles for a variety of state and national insurance publications. In his spare time Terry is also recognized by Federal and State courts as an expert on insurance coverages and serves as an expert witness. Terry began his career in 1979 in Florida. The majority of his time was spent as the principal of an independent insurance agency in Florida where he specialized in a variety of Professional Liability programs as well as designing several specialty programs serving the Construction industry. Terry has also worked with the Florida Department of Insurance where he was the Administrator of Agents Licensing. His primary responsibilities included the approving individuals for agent licensing and supervision the writing of all state insurance examinations. During this time, he also represented the state of Florida on the National Test Development Committee which sets standards for agents licensing examinations. Currently, Terry holds a Certified Insurance Counselor (CIC) designation and is a National Faculty Member of the Society. In addition, he serves as the Educational Consultant in the State of North Carolina. Terry also holds a Chartered Property and Casualty Underwriter (CPCU) and Construction Risk and Insurance Specialist (CRIS) professional designations.