COPE – Property Underwriting and Effective Loss Control

 Course Description:

COPE is an acronym that stands for the four property risk characteristics an underwriter reviews when evaluating a submission for property insurance: Construction (e.g., frame, brick, masonry, masonry veneer); Occupancy (how the building is being used);  Protection (e.g., quality of the responding fire department, adequacy of water pressure and water supply in the community, the presence or absence of smoke alarms, etc.); and Exposure (risks of loss posed by neighboring property or the surrounding area, taking into consideration what is located near the property, such as an office building, a subdivision, or a fireworks factory).

This course will give participants the knowledge needed to accurately determine this important underwriting information and also what can be done to reduce and control losses once “COPE” information is gathered and analyzed.

Instructor:

The instructor for this course is Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS.  Chris is the Director of Education for the Insurance Journal Academy of Insurance  and has authored several books in the area of Property and Casualty Insurance , including “Property and Casualty Insurance Concepts Simplified: The Ultimate ‘How to’ Insurance Guide for Agents, Brokers, Underwriters and Adjusters;”